Protect your jewellery with a professional, up-to-date insurance valuation from Trentham Jewellery Centre.
We provide written valuations for rings, diamond and gemstone jewellery, antique pieces and suitable luxury watches, helping you give your insurer the information they may need to properly cover your valuables.
Our jewellery insurance valuations are carried out from our Trentham showroom in Stoke-on-Trent.
Contact us or visit our showroom to arrange your valuation.
For higher-value jewellery and watches, your insurer may ask for a professional written valuation before providing specific cover.
An insurance valuation records the details of your jewellery and provides an appropriate replacement value at the date of assessment.
This is particularly important for pieces that would be costly or difficult to replace, including:
Every item is assessed individually according to its materials, construction, gemstones, condition and the purpose of the valuation.
Jewellery values can change significantly over time.
Changes in:
can all affect what it would cost to replace your jewellery.
An outdated valuation may no longer accurately reflect the current replacement cost of an item.
A professional insurance valuation provides a current written record that can help support the level of cover arranged with your insurer. Some insurers insist on all items being revalued every 3 to 5 years as part of the renewal of your policy.
The exact information recorded will depend on the piece, but a professional valuation can include relevant details such as:
Where existing laboratory documentation or certification is available, this may also be considered as part of the assessment.
If your insurer has specifically requested certain information, please let us know before the valuation.
We regularly provide insurance valuations for rings, including:
For stone-set jewellery, the assessment will take into account the gemstones as well as the precious-metal setting.
We have experience assessing both modern and antique diamond jewellery.
This includes:
Where existing certification is available, including GIA documentation where applicable, this can form part of the valuation process.
If a diamond requires additional screening to establish whether it passes as natural or requires further investigation, we also offer a specialist diamond-testing service.
Our experienced team can assess and value jewellery featuring a wide variety of precious and fine gemstones, including:
Every gemstone is unique, with factors such as quality, origin, rarity and condition influencing its value. We assess each piece individually, taking into account the characteristics of the gemstone alongside the craftsmanship and overall quality of the jewellery.
For more specialist gemstones, including natural and cultured pearls and fine jade, where additional analysis or certification may be required, we can arrange for your jewellery to be examined by an independent gemmological laboratory.
While these specialist assessments are conducted off-site, we can coordinate the process on your behalf, ensuring your jewellery receives the appropriate level of professional examination and care.
Antique and vintage jewellery requires a specialist approach to valuation, with each piece reflecting the craftsmanship, materials and distinctive characteristics of its era.
We assess jewellery spanning a wide range of historical periods, including Georgian, Victorian, Edwardian, Art Nouveau, Art Deco and Retro, as well as other significant periods of jewellery design.
Unlike contemporary jewellery, antique and vintage pieces often have no direct modern retail equivalent. Factors such as historical significance, rarity, provenance, craftsmanship, condition and gemstone characteristics must therefore be carefully considered.
Our valuations take these individual qualities into account, ensuring each piece is assessed with an appreciation of its heritage and an informed understanding of its appropriate replacement value.
We provide professional written insurance valuations for a wide range of luxury and prestige timepieces, from contemporary models to rare, vintage and highly collectable watches.
Our valuations cover many of the world’s most respected watchmakers, including Rolex, Patek Philippe, Audemars Piguet, Omega, Cartier, IWC Schaffhausen, Breitling, TAG Heuer, Tudor, Longines, Oris, and many more.
Whether you own a classic dress watch, a professional diving or chronograph model, a limited edition or a sought-after vintage timepiece, each watch is assessed individually.
We consider factors such as brand, model, reference number, age, condition, originality, rarity and current market values, alongside relevant documentation, service history and accompanying accessories.
Our approach ensures that each timepiece receives a carefully considered valuation, reflecting its individual characteristics and appropriate replacement value for insurance purposes.
The current cost for a watch valuation where the piece retains its original papers or cards is:
From £150 per watch
Please contact us before visiting with a specialist or unusual watch so we can confirm the information required.
Our current insurance valuation charges are:
For three or more items, we currently offer a 20% discount on the total valuation cost.
The final charge will depend on the complexity of each item and the work required to accurately assess it.
If you have a larger collection, contact us beforehand and we can discuss your requirements.
As a general guide, we recommend considering an updated jewellery valuation approximately every three years.
However, insurance-provider requirements vary.
Some insurers may request more frequent valuations, while others may accept documentation for longer periods.
You should always check the terms of your individual policy to establish how current your valuation needs to be.
An insurance valuation is not the same as the amount you would receive if you sold your jewellery.
Insurance valuations are based on an appropriate replacement value for the item.
A selling or purchase value reflects what the piece may realistically achieve in the market or what a buyer may be prepared to pay.
These figures can therefore be very different.
If your intention is simply to sell your jewellery, you do not necessarily need to pay for a formal insurance valuation.
Trentham Jewellery Centre provides separate free, no-obligation purchase appraisals for customers considering selling jewellery, diamonds, luxury watches and precious metals.
A professional written valuation can serve many purposes beyond insurance, providing valuable documentation and greater clarity when making important decisions about your jewellery, watches and other treasured possessions.
We can assist with valuations for a variety of circumstances, including:
The purpose of a valuation can influence the method of assessment and the type of documentation required.
Simply let us know your circumstances, and our team will be happy to advise on the most appropriate valuation service for your needs, including whether a specialist assessment may be required.
We understand that the jewellery entrusted to us may have significant financial and sentimental value.
When jewellery is left with us for valuation, each item is recorded and handled in accordance with our procedures while it is in our care.
We will assess the jewellery for the agreed valuation purpose and, where relevant, consider any documentation supplied with the piece.
Please tell us about any known damage, previous repairs, unusual characteristics or supporting certification when the item is brought in.
While every reasonable precaution is taken to ensure the care and protection of items entrusted to us, we cannot guarantee the integrity of pieces with pre-existing damage, wear, structural weaknesses or deterioration.
Where damage occurs as a direct result of an item’s existing condition, rather than a failure to exercise reasonable care and skill, Trentham Jewellery Centre may not be held liable.
That depends on your policy and the value of the item.
Some insurers require higher-value jewellery to be individually listed and supported by a professional valuation.
If you are unsure, check your policy or speak to your insurer before arranging the valuation.
Our Insurance Valuations start from £60 per item for jewellery and £120 per item for watches. Prices may vary depending on the type, complexity and number of items being valued, so please get in touch with our team for an accurate quotation.
Most valuations are completed by our in-house team, and typically take 5 to 7 working days.
Yes.
Diamond engagement rings are among the pieces we regularly assess for insurance purposes.
Yes.
We can assess many antique and vintage jewellery pieces, including diamond and gemstone-set items.
Yes.
We can assess both loose and mounted diamonds as part of our valuation services.
Insurance policies vary, and not every piece of jewellery or luxury watch will require a professional written valuation.
Many insurers request an itemised valuation from a professional jeweller for individual items valued at £2,000 or more, although this threshold may be higher or lower depending on your insurer and policy.
We recommend checking your insurance policy before arranging a valuation to establish whether professional documentation is required.
For items below your insurer’s specified threshold, you may be able to record and itemise these yourself, supported by clear photographs and relevant purchase documentation, without the need for a formal valuation.
At Trentham Jewellery Centre, we believe in providing honest, transparent advice. If your insurer doesn’t require a professional valuation, there’s no need to pay for one unnecessarily.
Yes, for suitable pieces.
Our current charge for watches with original papers or cards is £150 each.
We generally recommend considering an updated valuation around every three years, although your insurer may have different requirements.
No.
Replacement value for insurance purposes and resale value are calculated differently and can vary significantly.
Our valuation service provides professional written documentation, including a detailed description of your item, a photograph for identification purposes and its assessed value in accordance with the agreed valuation purpose.
If your insurer requires any specific information or additional documentation, please let us know before the valuation is carried out so we can ensure the report meets their requirements.
Yes.
For three or more items, we currently offer a 20% discount on the total valuation cost.
Arrange your jewellery insurance valuation with Trentham Jewellery Centre. – No appointment required.
We are based in Trentham, Stoke-on-Trent, directly opposite Trentham Gardens, with free customer parking outside the showroom.
Trentham Jewellery Centre
Stone Road
Trentham
Stoke-on-Trent
ST4 8NG
01782 757599
Contact or Visit to discuss a ring, diamond, jewellery or luxury watch valuation – No appointment required.
